body { padding:0; margin:0; font-weight:normal; font-size:11px; background:#dcd3c8; font-family: verdana, geneva, arial, helvetica, sans-serif; text-align:center; }

p { font-weight:normal; font-size:11px; color:#000000; font-family: verdana, geneva, arial, helvetica, sans-serif }

h1, h3, h4, h5 { margin-left:0; margin-top:0; margin-bottom:0; font-weight:bold; font-size:12px; font-family: Verdana, Geneva, Arial, Helvetica, sans-serif }

h2 { margin:0; font-weight:bold; font-size:12px; font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; color:#311701; }

a { font-weight:normal; color:#914403; font-family: verdana, geneva, arial, helvetica, sans-serif; font-size:11px; text-decoration:underline }
a:hover { text-decoration:none }

ul { padding-right:0px; padding-left:0px; padding-bottom:0px; margin:0px; border-top-style:none; padding-top:6px; border-right-style:none; border-left-style:none; border-bottom-style:none }
ul { display:block; list-style-type:none }
ul li { display:block }

form { padding:0; margin:0; }

input, textarea, button, password, { font-size:11px; }

option { width:120px; }

img { display:block }

/* ----------------------- */

#menu ul { padding-top:20px; margin:0; }
#menu li { display:inline; padding:0; padding-left:14px; background:url('images/arr.jpg') left top no-repeat; }
#menu a { color:#fff; font-weight:bold; margin-right:16px; text-decoration:none }
#menu a:hover { text-decoration:underline }

#footer2 p { margin:0; padding-top:6px; }

#footer3 p { margin:0; padding-top:6px; }

#hd21 h2 { padding-top:30px; font-size:18px; color:#FFF; }

#sp2 h2 { padding-top:20px; font-size:16px; color:#FFF; }
#sp2 p { color:#FFF; font-size:12px; }
#sp2 a { color:#FFF; font-size:12px; }

#footer p { color:#000; margin:0; padding:2px; }
#footer a { color:#000; text-decoration:underline }
#footer a:hover { text-decoration:none }

#content h2 { font-size:14px; }

#header { width:770px; height:193px; }

#hd1 { width:251px; height:193px; float:left; background:url('images/hbg1.jpg') left top no-repeat; }

#hd2 { width:519px; height:193px; float:right; text-align:left; }

#hd21 { width:519px; height:149px; background:url('images/hbg21.jpg') left top no-repeat; }

#menu { width:519px; height:44px; background:url('images/hbg22.jpg') left top no-repeat; }

#space1 { width:770px; height:16px; background:#e6ddd3; }

#content { width:770px; text-align:left; background:#e6ddd3; }

#left { width:191px; float:left; text-align:left; }

#center { width:364px; float:left; text-align:left; }

#center ul { padding-left:16px; }

#right { width:215px; float:left; text-align:left; }

#bankrate { width:210px; border:1px solid #695240; background:#fff; }

#space2 { width:215px; height:10px; }

#testimonials { width:210px; border:1px solid #695240; background:#fff; text-align:left; }

#footer { width:770px; clear:both; }